Pricing & Membership Options Overview
We have always been really proud to be transparent and clear on our pricing. As a multi-discipline martial arts association we have to cater for thousands of clubs across hundreds of discipline structures. This means we do have a large, flexible membership offering which can be easily tailored to each individual club's needs, to make something truly unique and fit for purpose. We find this helps to keep costs down for clubs, and ensures everyone has the cover or membership they need.
Important note for clubs joining or renewing before 4th April 2026: A number of significant enhancements to our insurance programme take effect from 4th April 2026. These include worldwide territorial cover excluding the USA and Canada, free event cover for clubs with active student licensing, and free first year club entity cover for new joiners. If you are joining or renewing before this date, your cover will be updated automatically to include these benefits at no additional cost from that date.
More Than Just Insurance
BMABA membership is a complete professional platform for martial arts clubs. Your membership includes access to tools, governance, safeguarding oversight, CPD, technology, and support that would cost hundreds of pounds per year to source independently - if they were available at all.
Every club is different, so our pricing is flexible. Choose the membership tier, insurance, and student cover that fits your club, and build a package that works for you.
Your membership includes, at no extra cost:
Club Manager by BMABA is our award-winning, free club management platform built specifically for martial arts. It handles attendance tracking, grade and belt management, student records, class scheduling, subscriptions and payments, invoicing, safeguarding reporting, concussion and return-to-play protocols, incident logging, and a parent and student portal. Clubs using commercial alternatives typically pay £20 to £50+ per month for similar functionality. With BMABA, it's included free, forever, with no upsells.
Flo by BMABA gives every club a free, code-free website and link-in-bio page. Build a professional online presence in minutes with no technical knowledge, no hosting fees, and no ongoing costs. It's designed specifically for martial arts clubs and connects seamlessly with the rest of the BMABA platform.
The BMABA Tech Suite goes further still. Your membership includes professional email (Mail by BMABA), collaborative documents and file sharing (Workspace), AI-powered tools for drafting policies, planning sessions and managing admin (AI by BMABA), a strategic planner and digital whiteboard, design and editing tools (including Canva by BMABA), SEO and analytics platforms, accountancy and budgeting software, a marketing toolkit, domain and DNS management, and template documents and forms. For clubs who want a full WordPress website instead of Flo, we offer fully managed professional hosting with free setup and migrations. These are tools that would cost hundreds of pounds per year to source independently. With BMABA, they're all included in your membership.
Governance, safeguarding and professional development sit at the heart of everything we do. Our dedicated Head of Governance and Safeguarding leads a programme of policy frameworks, incident support, compliance guidance, and sector advocacy that no other independent body can match. We process enhanced DBS and PVG checks directly through the MyBMABA portal. Our CPD library includes a growing catalogue of nationally recognised and sector-respected courses, from safeguarding and lead safeguarding (DSL), to SENCO, concussion and head injury management (CHIMA), trauma-informed coaching, knife crime and serious youth violence, risk management, mental health first aid, live blades entitlement, and free instructor qualifications at Level 1 and Level 2. We run an independent, peer-reviewed vocational grading programme through our national framework. We provide ready-made risk assessment tools, lesson planning tools, syllabus management, template grading certificates, and health and safety guidance tailored specifically to martial arts settings.
Your club also benefits from printed instructor certification and licensing, BMABA logos and accreditation marks, national club directory listings, club business and growth support, the RegulationReady governance framework, Club Colours safeguarding recognition (mapped to SCiMA and approved by Sport England), event management checklists, the Lifetime Student Grade Register, and access to our Safeguarding Code partnership. Higher membership tiers unlock additional features including printed credentials, a physical welcome pack, and a professional .uk or .co.uk domain registered and managed on your behalf.
Everything above is included with your membership, managed through the MyBMABA portal, your club's central hub for membership, insurance, tools, documents, CPD, and more.
*Bronze membership has access to the Concussion training, SENCO, Level 1 and Level 2, plus the induction but not the full suite of CPD.
How Our Insurance Pricing Works
Insurance is typically the largest single cost in your membership price. We want to be completely transparent about how it works.
BMABA is authorised and regulated by the FCA as an Introducer Appointed Representative (IAR), covered through registration number 308626. We negotiate the best possible coverage and rates with our underwriters on your behalf.
Insurance is priced on a pass-through basis. The premium you pay reflects the genuine underwriting cost of your cover, plus a small administrative charge. That charge funds the governance oversight, suitability vetting, claims support, and compliance management that keeps your cover reliable and your club protected.
The administrative charge exists solely to ensure we can manage the programme responsibly - processing declarations, handling claims, maintaining insurer relationships, and overseeing the suitability and compliance checks that underpin your cover.
For context: the cheapest standalone martial arts instructor insurance available in the UK today - without any membership, governance, tools, or support - typically starts at £82 (and this includes their introductory price discount! and runs well above £99 for equivalent cover). Many insurers offer loss-leaders - a lower first year fee, then a big increase in the second year onwards; we don't do that. Everyone pays the same, fair price - whether they're new or returning.
Annual Pricing
If you need to add instructors, assistants, volunteers, students, or any other cover mid-term, we'll only charge the pro-rata amount to bring you forward to your renewal date, with the exception of named students, which are issued on an annual basis.
Instructor Memberships (Annual)
Membership and insurance are separate. Choose the membership tier that suits your club, then add instructor insurance below. This means you're never paying for more than you need, and your insurance cover is the same regardless of membership tier.
Bronze Instructor Membership
Access to the full MyBMABA portal, Club Manager, Flow, Workspace, AI, Mail, WordPress hosting, Concussion & Head Injury CPD, SENCO training, Level 1 and 2 Instructor Award, safeguarding and governance frameworks, risk assessment tools, and more. Everything you need to run a professional club.
Quantity | Annual Cost Per Instructor |
1 | £42.99 |
2-5 | £34.99 |
6-10 | £29.99 |
11-20 | £27.99 |
21-50 | £24.99 |
50+ | £22.99 |
Silver Instructor Membership
Everything in Bronze, plus: printed BMABA instructor licence book, professional ID card, printed certificates, welcome pack with coasters, bookmarks, and branded materials. Access to all current, past and future CPD, including trauma informed coaching, serious youth violence, safeguarding, lead (DSL) safeguarding, first aid, event ready and more. The professional credentials package.
Quantity | Annual Cost Per Instructor |
1 | £69.99 |
2-5 | £59.99 |
6-10 | £49.99 |
11-20 | £44.99 |
21-50 | £39.99 |
50+ | £34.99 |
Gold Instructor Membership
Everything in Silver, plus: a professional domain name registered and managed on your behalf, additional branded materials, full domain based webmail, access to exclusive tools, resources, platform functionality and so forth. The complete professional package.
Quantity | Annual Cost Per Instructor |
1 | £109.99 |
2-5 | £94.99 |
6-10 | £79.99 |
11-20 | £69.99 |
21-50 | £59.99 |
50+ | £49.99 |
Volume discounts apply across your entire club. If you have 6 Bronze and then add a Gold instructor, the Gold is priced at the 6-10 tier. Discounts are cumulative across all instructor memberships on your account.
Instructor Insurance (Annual)
Insurance pricing is separate from membership. Each policy carries a genuine per-person underwriting cost that we pass through from our insurer. We offer a modest volume reduction on the administrative element of the premium for clubs insuring multiple instructors, reflecting the lower per-policy admin cost of managing a single larger account.
All instructor insurance includes as standard;
£5,000,000 Public Liability (worldwide excluding USA and Canada)
£5,000,000 Products Liability
£1,000,000 Professional Indemnity
£500,000 Abuse Cover (subject to BMABA safeguarding qualification)
Free event cover for sanctioned events with active student licensing in place
Free online lesson cover, live and pre-recorded
Free temporary instructor cover for sickness and holidays
Maternity and paternity cover package
Birthday party cover
Holiday camp and food preparation cover
Plus more
Named Instructor Insurance
Quantity | Annual Cost Per Policy |
1 | £74.99 |
2-5 | £71.99 |
6-10 | £69.99 |
11+ | £67.99 |
Open Allocation Instructor Insurance
Quantity | Annual Cost Per Policy |
1 | £84.99 |
2-5 | £81.99 |
6-10 | £79.99 |
11+ | £77.99 |
Additional Instructor Insurance Options
Option | Annual Cost |
Upgrade Public Liability to £10,000,000 | £37.00 per policy |
Contents Cover (up to £5,000) | £75.00 per policy |
Personal Accident Bronze (£100 per week) | £3.99 per policy |
Personal Accident Silver (£150 per week) | £7.50 per policy |
Personal Accident Gold (£200 per week) | £11.50 per policy |
Live Blades Extension | £95.00 per policy |
Referee Cover - £5,000,000 PL | £40.00 per policy |
Referee Cover - £10,000,000 PL | £65.00 per policy |
Named vs Open Allocation: Named insurance covers a specific, named instructor on your account. Open Allocation provides flexible policies that can be assigned and reassigned between instructors as needed, ideal for clubs with guest instructors, cover teachers, or rotating staff. Open Allocation carries a small premium to reflect the additional underwriting flexibility, risk, and staffing costs to facilitate this setup.
Referee Cover requires a named instructor policy to be active on your account and is purchased as an additional extension. Referee cover is strictly subject to the holder having completed the BMABA EventReady CPD and BMABA referee qualification.
Live Blades Extension is available to instructors holding the BMABA Live Blades Instructor qualification only. Cover applies to the use of live bladed weapons in training and demonstration under controlled conditions as set out in the BMABA Live Blades framework.
Personal Accident benefits include temporary total disablement benefit payable for up to 54 weeks excluding the first two weeks, accidental death benefit of £25,000, permanent disability benefit of £25,000, hospital cash benefit of £25 per day for up to 14 days, broken bones benefit of £100 per bone up to £300, physiotherapy up to 10 sessions and £350, and dental treatment up to £250. Cover does not apply to pre-existing conditions. Age limit applies at 70. Children under 16 have no weekly benefit and a reduced accidental death benefit.
Assistants & Volunteers (Annual)
No insurance cost is associated with assistant or volunteer registrations. These are pure membership and governance registrations that ensure everyone involved in your club is properly recorded, vetted where appropriate, and covered under your club's wider governance framework. Assistants and Volunteers also receive access to exclusive training, as well as core training such as First Aid, Safeguarding, Concussion, SENCO, as well as our Cadet or Assistant Training programme, and lots more.
Role | Annual Cost |
Assistant Instructor | £24.99 per person |
Assistant Instructor (5 for) | £100.00 |
Volunteer | £9.99 per person |
Volunteer (5 for) | £39.96 |
Student Licensing & Insurance (Annual)
Every student registration includes £1,000,000 Student Public Liability Insurance, BMABA Student Membership, and Licensing. Cover operates on a worldwide basis excluding the USA and Canada for members domiciled in the UK, Isle of Man or Channel Islands. Pricing scales with your club; the more students you register, the less you pay per head.
Quantity | Named Students | Open Students |
0-10 | £3.70 | £2.40 |
11-20 | £2.91 | £2.20 |
21-50 | £2.49 | £1.90 |
51-100 | £2.02 | £1.74 |
101-200 | £1.68 | £1.21 |
201-350 | £1.01 | £0.91 |
351-500 | £0.98 | £0.79 |
501-1000 | £0.74 | £0.65 |
1000+ | £0.54 | £0.49 |
Student Additional Options
Option | Annual Cost |
Personal Accident Bronze (£100 per week) | £3.99 per student |
Personal Accident Silver (£150 per week) | £7.50 per student |
Personal Accident Gold (£200 per week) | £11.50 per student |
Live Blades Extension | £4.50 per student |
You can view a full summary of what's covered and what isn't and how personal accident cover works from here.
Martial Arts Event Cover
Event cover is included free of charge for all clubs with active BMABA student licensing in place, for sanctioned events of up to 500 spectators and 250 participants taking place within the UK. This was previously available as a standalone product from £139.99 to £249.99 depending on contact level and limit of indemnity.
To access free event cover, your event must be sanctioned by BMABA and you must hold an active BMABA Event Ready Licence. Learn more here.
Non-members wishing to participate in a sanctioned event can be registered as temporary BMABA members for Public Liability purposes only at £2.50 per head. Temporary membership confers Public Liability cover only and does not include Personal Accident. Alternatively, clubs can register non-members as student members prior to the event to avoid the per-head charge.
Events exceeding 500 spectators or 250 participants must be referred to BMABA for separate terms.
Club Cover (Annual)
For clubs operating as a limited company, CIC, charity, or other formal entity, Club Cover provides comprehensive business-level protection for the legal entity itself.
Club cover is provided free of charge in your first year when you join BMABA with active student licensing in place.
We do this because we are a not-for-profit and we want to ensure grassroots clubs are properly covered from day one, without financial pressure while you get to grips with our regulatory framework, governance tools, and platform.
At renewal, club cover continues free of charge for clubs that have achieved Regulation Ready Bronze or above. For clubs that have not engaged with the Regulation Ready framework, club cover remains available as an optional extra at the standard annual rate.
Option | Annual Cost |
Club Cover - standard rate | £169.99 |
Club Cover - first year new joiners with student licensing | Free |
Club Cover - ongoing for Regulation Ready Bronze and above | Free |
Club Cover includes:
£5,000,000 Public Liability
£1,000,000 Professional Indemnity
£500,000 Abuse Extension Cover
Club Licensing and Certification
Please note that Employers Liability at £10,000,000 is not included in the standard Club Cover product and nor is venue cover. Clubs requiring Employers Liability cover should contact us directly for a referral. Likewise, if you lease or own a premise and need premise cover (for things like slips and trips in the car park or changing room, or equipment cover for laptops and mats etc) please contact the office.
Monthly Pricing
Monthly pricing is available on all memberships and insurance. Monthly pricing carries a small premium over the annual equivalent, reflecting the additional administration of monthly billing including the risk of default and the extra payment processing fees. Paying annually always represents the best value.
Instructor Memberships (Monthly)
Bronze Instructor Membership (Monthly)
Quantity | Monthly Cost Per Instructor |
1 | £4.19 |
2-5 | £3.41 |
6-10 | £2.92 |
11-20 | £2.73 |
21-50 | £2.44 |
50+ | £2.24 |
Silver Instructor Membership (Monthly)
Quantity | Monthly Cost Per Instructor |
1 | £6.82 |
2-5 | £5.85 |
6-10 | £4.87 |
11-20 | £4.39 |
21-50 | £3.90 |
50+ | £3.41 |
Gold Instructor Membership (Monthly)
Quantity | Monthly Cost Per Instructor |
1 | £10.72 |
2-5 | £9.26 |
6-10 | £7.80 |
11-20 | £6.82 |
21-50 | £5.85 |
50+ | £4.87 |
Instructor Insurance (Monthly)
Named Instructor Insurance (Monthly)
Quantity | Monthly Cost Per Policy |
1 | £7.31 |
2-5 | £7.02 |
6-10 | £6.82 |
11+ | £6.63 |
Open Allocation Instructor Insurance (Monthly)
Quantity | Monthly Cost Per Policy |
1 | £8.29 |
2-5 | £7.99 |
6-10 | £7.80 |
11+ | £7.60 |
Additional Instructor Insurance Options (Monthly)
Option | Monthly Cost |
Upgrade Public Liability to £10,000,000 | £3.61 per policy |
Contents Cover (up to £5,000) | £7.31 per policy |
Personal Accident Bronze (£100 per week) | £0.39 per policy |
Personal Accident Silver (£150 per week) | £0.73 per policy |
Personal Accident Gold (£200 per week) | £1.12 per policy |
Live Blades Extension | £9.27 per policy |
Referee Cover - £5,000,000 PL | £3.90 per policy |
Referee Cover - £10,000,000 PL | £6.34 per policy |
Assistants & Volunteers (Monthly)
Role | Monthly Cost |
Assistant Instructor | £2.49 per person |
Volunteer | £0.99 per person |
Student Licensing & Insurance (Monthly)
Includes £1,000,000 Student Public Liability Insurance, BMABA Student Membership, and Licensing.
Quantity | Named Students (Per Month) | Open Students (Per Month) |
0-10 | £0.32 | £0.26 |
11-20 | £0.29 | £0.22 |
21-50 | £0.24 | £0.19 |
51-100 | £0.21 | £0.17 |
101-200 | £0.19 | £0.16 |
201-350 | £0.16 | £0.12 |
351-500 | £0.11 | £0.10 |
501-1000 | £0.09 | £0.08 |
1000+ | £0.06 | £0.06 |
Student Additional Options (Monthly)
Option | Monthly Cost |
Personal Accident Bronze (£100 per week) | £0.39 per student |
Personal Accident Silver (£150 per week) | £0.73 per student |
Personal Accident Gold (£200 per week) | £1.12 per student |
Live Blades Extension | £0.44 per student |
Club Cover (Monthly)
Standard club cover for clubs not on the Regulation Ready scheme remains available on a monthly basis.
Option | Monthly Cost |
Club Cover - standard rate | £16.99 |
Club Cover - first year new joiners with student licensing | Free |
Club Cover - ongoing for Regulation Ready Bronze and above | Free |
Calculating Your Costs
The best way to build a custom quote for your club is to sign up online or renew via MyBMABA. You can explore all the options - annual or monthly - and find the exact package that works for you.
Discounts and Concessions
We offer a 10% discount for NHS, Emergency Services, and Armed Forces personnel. Anyone in receipt of a Blue Light Card, including RNLI and Coastguard, also qualifies. For Armed Forces, we include past and present serving members of any branch, including current serving members of Reserve forces. Please contact our team with proof of service and we will provide a unique code for you.
Club Colours Discount: Clubs that hold the BMABA Club Colours award receive a 5% discount applied across their full membership basket at renewal. This includes membership, instructor insurance and student licensing. This is our way of recognising clubs that take standards seriously and invest in maintaining them. To qualify, your Club Colours status must be current and verified at the point of renewal.
Regulation Ready Free Club Cover: Clubs that achieve and maintain Regulation Ready Bronze or above receive their annual club entity cover completely free of charge at renewal. This covers Public Liability, Professional Indemnity and Abuse Extension for the club's legal entity. Regulation Ready is free to obtain.
Legacy Pricing
We recognise that some longstanding members may have legacy pricing arrangements or bespoke quotes from prior renewals. If the updated pricing represents a significant change from your current arrangement, please reach out to us and we will review your situation on a case-by-case basis to try and ensure support is offered and financial continuity is provided. We are a not-for-profit, so we are here to support you.
